Tis the season to be jolly – Office holiday party season, that is!

December 5, 2023

Office holiday parties are a wonderful time for employers to highlight employees’ accomplishments, thank them for their contributions to the company and give them a chance to mix and mingle in a more relaxed setting.

Here are a few reminders to help prevent unfortunate incidents and ensure that these events go off without a hitch. 

Is an insurer obliged to defend its insured for all damages claimed, even if certain types of damages are excluded from the policy?

December 1, 2023

When an insured claims compensation, the mere possibility that the claim falls within the scope of the policy triggers an obligation, on the part of the insurer, to defend the insured in a litigation dispute.1 However, some claims may involve damages that are not covered, while others are. In this specific case, must the insurer assume the defence costs associated with all claimed items, or can it exclude those incurred for non-covered damages?

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