Financial Institution Regulation

Regulatory compliance is critical for ensuring business continuity in the financial services industry. However, ensuring compliance with provincial and federal regulations can be complicated because of technicalities in the regulatory framework governing the industry and the many regulatory bodies and self-regulatory organizations.

The Langlois Lawyers team uses its expertise to assist distributors of financial products and services, insurers, mutual fund brokers, investment dealers, professional liability insurance funds, investment fund managers, and portfolio managers with regulatory compliance and self-regulatory organizations. Our knowledge of the regulatory framework governing the financial services industry enables us to support our clients and meet their needs in this respect, both in Quebec and elsewhere in Canada.

We regularly work on matters involving these primary regulators:

• Autorité des marchés financiers;
• Office of the Superintendent of Financial Institutions;
• Chambre de la sécurité financière;
• Chambre de l’assurance de dommages;
• Investment Industry Regulatory Organization of Canada;
• Superintendent of Bankruptcy.

We implement multidisciplinary approaches to assist with:

• legal issues relating to all kinds of business and regulatory transactions;
• the issuance of regulatory capital, covered bonds and securities;
• merger and acquisition transactions;
• investments in Canadian entities by foreign institutions;
• commercial agreements;
• compliance with Canadian laws on financial institutions;
• advice on combating money laundering;
• corporate governance advice tailored to financial institutions;
• advice on competition and antitrust matters.